Side-by-side · Q2 2026 data
Davis Trust Company vs Williamstown Bank, Inc.
Metric by metric
| Measure | Davis Trust Company | Williamstown Bank, Inc. |
|---|---|---|
| TellerScore | 53 | 66 (stronger) |
| Capital cushion | 35 | 51 (stronger) |
| Loan quality | 78 | 88 (stronger) |
| Earnings | 43 | 44 (stronger) |
| Funding & liquidity | 47 | 72 (stronger) |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 9th | 31st |
| Total assets | $274.9M | $236.7M |
| Deposits / shares | $204.2M | $212.3M |
| Capital ratio | 8.47% | 10.14% (stronger) |
| Problem loans | 0.66% | 0.37% (stronger) |
| Net charge-offs | 0.17% | 0.07% (stronger) |
| Return on assets | 0.57% | 0.60% (stronger) |
| Loans ÷ deposits | 109.1% | 88.1% (stronger) |
| Uninsured deposits | 18.6% | 8.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Williamstown Bank, Inc. has the higher TellerScore (66 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Davis Trust Company leads on 0 and Williamstown Bank, Inc. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.