Side-by-side · Q2 2026 data
Day Air Credit Union vs River Valley Credit Union
Metric by metric
| Measure | Day Air Credit Union | River Valley Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 96 (stronger) | 70 |
| Loan quality | 68 | 84 (stronger) |
| Earnings | 88 (stronger) | 56 |
| Funding & liquidity | 66 | 71 (stronger) |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 82nd | 60th |
| Total assets | $908.8M | $502.3M |
| Deposits / shares | $747.9M | $435.0M |
| Capital ratio | 14.56% (stronger) | 12.01% |
| Problem loans | 0.96% | 0.48% (stronger) |
| Net charge-offs | 0.73% | 0.31% (stronger) |
| Return on assets | 1.71% (stronger) | 0.90% |
| Loans ÷ deposits | 94.5% | 89.7% (stronger) |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Day Air Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Day Air Credit Union leads on 3 and River Valley Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.