Side-by-side · Q2 2026 data
Dayspring Bank vs Elkhorn Valley Bank & Trust
Metric by metric
| Measure | Dayspring Bank | Elkhorn Valley Bank & Trust |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 42 | 87 (stronger) |
| Earnings | 62 | 70 (stronger) |
| Funding & liquidity | 68 (stronger) | 64 |
| Problem-loan coverage | 77 | 95 (stronger) |
| Peer percentile | 17th | 63rd |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $927.6M | $1.1B |
| Capital ratio | 10.71% (stronger) | 10.49% |
| Problem loans | 1.73% | 0.39% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.37% |
| Return on assets | 1.06% | 1.25% (stronger) |
| Loans ÷ deposits | 92.1% (stronger) | 95.8% |
| Uninsured deposits | 14.3% | 12.2% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Elkhorn Valley Bank & Trust has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Dayspring Bank leads on 3 and Elkhorn Valley Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.