Side-by-side · Q2 2026 data
De Soto Mo Pac Credit Union vs Highway Alliance Credit Union
Credit union
Highway Alliance Credit Union
Jefferson city, Missouri · Under $100 million in assets
Metric by metric
| Measure | De Soto Mo Pac Credit Union | Highway Alliance Credit Union |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 47 | 65 (stronger) |
| Loan quality | 56 | 73 (stronger) |
| Earnings | 43 | 58 (stronger) |
| Funding & liquidity | 85 | 97 (stronger) |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 19th | 47th |
| Total assets | $30.5M | $29.5M |
| Deposits / shares | $27.4M | $26.1M |
| Capital ratio | 9.74% | 11.47% (stronger) |
| Problem loans | 1.33% | 0.80% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.15% |
| Return on assets | 0.58% | 0.96% (stronger) |
| Loans ÷ deposits | 74.8% | 62.8% (stronger) |
| Uninsured deposits | 15.2% | 5.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Highway Alliance Credit Union has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), De Soto Mo Pac Credit Union leads on 1 and Highway Alliance Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.