Side-by-side · Q2 2026 data
De Soto Mo Pac Credit Union vs Legacy Credit Union
Metric by metric
| Measure | De Soto Mo Pac Credit Union | Legacy Credit Union |
|---|---|---|
| TellerScore | 58 | 80 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 56 (stronger) | 47 |
| Earnings | 43 | 79 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 82 | 89 (stronger) |
| Peer percentile | 19th | 65th |
| Total assets | $30.5M | $25.4M |
| Deposits / shares | $27.4M | $20.8M |
| Capital ratio | 9.74% | 17.47% (stronger) |
| Problem loans | 1.33% (stronger) | 1.60% |
| Net charge-offs | -0.01% (stronger) | 0.27% |
| Return on assets | 0.58% | 1.47% (stronger) |
| Loans ÷ deposits | 74.8% | 72.2% (stronger) |
| Uninsured deposits | 15.2% | 2.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy Credit Union has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), De Soto Mo Pac Credit Union leads on 2 and Legacy Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.