Side-by-side · Q2 2026 data
Dean Co-operative Bank vs Milford Federal Bank
Metric by metric
| Measure | Dean Co-operative Bank | Milford Federal Bank |
|---|---|---|
| TellerScore | 61 | 67 (stronger) |
| Capital cushion | 33 | 69 (stronger) |
| Loan quality | 96 (stronger) | 87 |
| Earnings | 36 (stronger) | 33 |
| Funding & liquidity | 71 (stronger) | 58 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 20th | 34th |
| Total assets | $494.3M | $545.1M |
| Deposits / shares | $420.6M | $451.5M |
| Capital ratio | 8.26% | 11.94% (stronger) |
| Problem loans | 0.13% (stronger) | 0.40% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.39% (stronger) | 0.33% |
| Loans ÷ deposits | 83.8% (stronger) | 102.7% |
| Uninsured deposits | 19.7% | 7.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Milford Federal Bank has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Dean Co-operative Bank leads on 3 and Milford Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.