Side-by-side · Q2 2026 data
Dean Co-operative Bank vs Seamen's Bank
Metric by metric
| Measure | Dean Co-operative Bank | Seamen's Bank |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 33 | 76 (stronger) |
| Loan quality | 96 (stronger) | 75 |
| Earnings | 36 | 44 (stronger) |
| Funding & liquidity | 71 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 20th | 43rd |
| Total assets | $494.3M | $478.5M |
| Deposits / shares | $420.6M | $405.4M |
| Capital ratio | 8.26% | 12.57% (stronger) |
| Problem loans | 0.13% (stronger) | 0.76% |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 0.39% | 0.60% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 89.6% |
| Uninsured deposits | 19.7% | 16.9% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seamen's Bank has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Dean Co-operative Bank leads on 2 and Seamen's Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.