Side-by-side · Q2 2026 data
Decatur County Bank vs Community Bank
Metric by metric
| Measure | Decatur County Bank | Community Bank |
|---|---|---|
| TellerScore | 59 | 64 (stronger) |
| Capital cushion | 40 | 56 (stronger) |
| Loan quality | 67 | 76 (stronger) |
| Earnings | 55 (stronger) | 50 |
| Funding & liquidity | 74 (stronger) | 61 |
| Problem-loan coverage | 79 | 90 (stronger) |
| Peer percentile | 17th | 26th |
| Total assets | $325.6M | $357.5M |
| Deposits / shares | $295.3M | $301.0M |
| Capital ratio | 9.03% | 10.64% (stronger) |
| Problem loans | 0.98% | 0.71% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 0.88% (stronger) | 0.76% |
| Loans ÷ deposits | 86.5% (stronger) | 99.1% |
| Uninsured deposits | 13.3% (stronger) | 14.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 6.8% |
Community Bank has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Decatur County Bank leads on 4 and Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.