Side-by-side · Q2 2026 data
Decatur County Bank vs People's Bank and Trust Company of Pickett County
Bank
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Decatur County Bank | People's Bank and Trust Company of Pickett County |
|---|---|---|
| TellerScore | 59 | 70 (stronger) |
| Capital cushion | 40 | 58 (stronger) |
| Loan quality | 67 | 76 (stronger) |
| Earnings | 55 | 70 (stronger) |
| Funding & liquidity | 74 | 75 (stronger) |
| Problem-loan coverage | 79 | 87 (stronger) |
| Peer percentile | 17th | 43rd |
| Total assets | $325.6M | $319.0M |
| Deposits / shares | $295.3M | $280.2M |
| Capital ratio | 9.03% | 10.85% (stronger) |
| Problem loans | 0.98% | 0.73% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.42% |
| Return on assets | 0.88% | 1.24% (stronger) |
| Loans ÷ deposits | 86.5% | 85.7% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 14.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | — |
People's Bank and Trust Company of Pickett County has the higher TellerScore (70 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Decatur County Bank leads on 2 and People's Bank and Trust Company of Pickett County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.