Side-by-side · Q2 2026 data
Decatur County Bank vs Tnbank
Metric by metric
| Measure | Decatur County Bank | Tnbank |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 40 | 56 (stronger) |
| Loan quality | 67 (stronger) | 55 |
| Earnings | 55 (stronger) | 49 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 79 | 79 |
| Peer percentile | 17th | 16th |
| Total assets | $325.6M | $318.1M |
| Deposits / shares | $295.3M | $277.0M |
| Capital ratio | 9.03% | 10.61% (stronger) |
| Problem loans | 0.98% (stronger) | 1.34% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.88% (stronger) | 0.72% |
| Loans ÷ deposits | 86.5% | 83.9% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 26.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 10.0% |
Decatur County Bank has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Decatur County Bank leads on 5 and Tnbank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.