Side-by-side · Q2 2026 data
Decatur Earthmover Credit Union vs Membersalliance Credit Union
Metric by metric
| Measure | Decatur Earthmover Credit Union | Membersalliance Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 29 | 53 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 51st | 41st |
| Total assets | $310.3M | $303.6M |
| Deposits / shares | $272.0M | $271.9M |
| Capital ratio | 11.64% (stronger) | 9.38% |
| Problem loans | 0.59% | 0.45% (stronger) |
| Net charge-offs | 0.46% | 0.39% (stronger) |
| Return on assets | 0.23% | 0.82% (stronger) |
| Loans ÷ deposits | 57.5% (stronger) | 77.6% |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
Decatur Earthmover Credit Union has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Decatur Earthmover Credit Union leads on 3 and Membersalliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.