Side-by-side · Q2 2026 data
Decatur Earthmover Credit Union vs United Equity Credit Union
Metric by metric
| Measure | Decatur Earthmover Credit Union | United Equity Credit Union |
|---|---|---|
| TellerScore | 70 | 94 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 80 | 92 (stronger) |
| Earnings | 29 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 51st | 95th |
| Total assets | $310.3M | $66.2M |
| Deposits / shares | $272.0M | $53.7M |
| Capital ratio | 11.64% | 18.66% (stronger) |
| Problem loans | 0.59% | 0.23% (stronger) |
| Net charge-offs | 0.46% | 0.21% (stronger) |
| Return on assets | 0.23% | 1.68% (stronger) |
| Loans ÷ deposits | 57.5% (stronger) | 72.5% |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
United Equity Credit Union has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Decatur Earthmover Credit Union leads on 1 and United Equity Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.