Side-by-side · Q2 2026 data
Dedham Institution for Savings vs South Shore Bank
Metric by metric
| Measure | Dedham Institution for Savings | South Shore Bank |
|---|---|---|
| TellerScore | 59 | 65 (stronger) |
| Capital cushion | 64 (stronger) | 51 |
| Loan quality | 62 | 92 (stronger) |
| Earnings | 55 (stronger) | 48 |
| Funding & liquidity | 39 | 51 (stronger) |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 19th | 36th |
| Total assets | $2.6B | $2.5B |
| Deposits / shares | $2.1B | $2.2B |
| Capital ratio | 11.39% (stronger) | 10.10% |
| Problem loans | 1.15% | 0.24% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.88% (stronger) | 0.71% |
| Loans ÷ deposits | 98.1% | 76.1% (stronger) |
| Uninsured deposits | 35.7% (stronger) | 45.1% |
| Offices | 13 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
South Shore Bank has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Dedham Institution for Savings leads on 3 and South Shore Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.