Side-by-side · Q2 2026 data
Dedham Institution for Savings vs Westfield Bank
Metric by metric
| Measure | Dedham Institution for Savings | Westfield Bank |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 64 (stronger) | 44 |
| Loan quality | 62 | 88 (stronger) |
| Earnings | 55 (stronger) | 49 |
| Funding & liquidity | 39 | 53 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 19th | 27th |
| Total assets | $2.6B | $2.7B |
| Deposits / shares | $2.1B | $2.4B |
| Capital ratio | 11.39% (stronger) | 9.37% |
| Problem loans | 1.15% | 0.35% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 0.88% (stronger) | 0.73% |
| Loans ÷ deposits | 98.1% | 90.5% (stronger) |
| Uninsured deposits | 35.7% | 30.1% (stronger) |
| Offices | 13 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Westfield Bank has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Dedham Institution for Savings leads on 3 and Westfield Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.