Side-by-side · Q2 2026 data
Deepwater Industries Federal Credit Union vs Raritan Bay Federal Credit Union
Credit union
Deepwater Industries Federal Credit Union
Deepwater, New Jersey · $100 million – $1 billion
Credit union
Raritan Bay Federal Credit Union
Sayreville, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Deepwater Industries Federal Credit Union | Raritan Bay Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 62 (stronger) | 38 |
| Loan quality | 67 (stronger) | 59 |
| Earnings | 87 (stronger) | 67 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 71st | 31st |
| Total assets | $113.6M | $107.6M |
| Deposits / shares | $98.8M | $98.0M |
| Capital ratio | 11.16% (stronger) | 8.79% |
| Problem loans | 1.00% (stronger) | 1.24% |
| Net charge-offs | 0.15% | 0.12% (stronger) |
| Return on assets | 1.68% (stronger) | 1.17% |
| Loans ÷ deposits | 60.2% | 39.8% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 3.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deepwater Industries Federal Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Deepwater Industries Federal Credit Union leads on 5 and Raritan Bay Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.