Side-by-side · Q2 2026 data
Deerwood Bank vs Midwest Bank
Metric by metric
| Measure | Deerwood Bank | Midwest Bank |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 31 | 48 (stronger) |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 37 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 49th | 57th |
| Total assets | $1.5B | $984.5M |
| Deposits / shares | $1.4B | $788.5M |
| Capital ratio | 8.06% | 9.84% (stronger) |
| Problem loans | 0.29% | 0.05% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.79% | 2.52% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 111.9% |
| Uninsured deposits | 45.2% | 26.6% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 2.2% |
Midwest Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 1 and Midwest Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.