Side-by-side · Q2 2026 data
Deerwood Bank vs Park State Bank
Metric by metric
| Measure | Deerwood Bank | Park State Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 31 | 49 (stronger) |
| Loan quality | 90 (stronger) | 69 |
| Earnings | 92 (stronger) | 72 |
| Funding & liquidity | 58 | 73 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 49th | 40th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 8.06% | 9.89% (stronger) |
| Problem loans | 0.29% (stronger) | 0.92% |
| Net charge-offs | 0.02% (stronger) | 0.55% |
| Return on assets | 1.79% (stronger) | 1.30% |
| Loans ÷ deposits | 68.7% (stronger) | 74.1% |
| Uninsured deposits | 45.2% | 26.5% (stronger) |
| Offices | 14 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 12.5% |
Deerwood Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 5 and Park State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.