Side-by-side · Q2 2026 data
Deerwood Bank vs Security Bank & Trust Company
Metric by metric
| Measure | Deerwood Bank | Security Bank & Trust Company |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 31 | 44 (stronger) |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 92 | 98 (stronger) |
| Funding & liquidity | 58 | 60 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 49th | 74th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 8.06% | 9.37% (stronger) |
| Problem loans | 0.29% (stronger) | 0.34% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.79% | 1.96% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 71.3% |
| Uninsured deposits | 45.2% | 40.9% (stronger) |
| Offices | 14 | 19 |
| CFPB complaints (3 yrs) | — | 124 |
| Complaints per $1B deposits | — | 103.3 |
| Mortgage denial rate (HMDA) | 5.2% | 2.6% |
Security Bank & Trust Company has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 3 and Security Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.