Side-by-side · Q2 2026 data
Deerwood Bank vs Think Mutual Bank
Metric by metric
| Measure | Deerwood Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 92 (stronger) | 45 |
| Funding & liquidity | 58 | 95 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 49th | 97th |
| Total assets | $1.5B | $2.2B |
| Deposits / shares | $1.4B | $1.9B |
| Capital ratio | 8.06% | 16.25% (stronger) |
| Problem loans | 0.29% | 0.25% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.79% (stronger) | 0.63% |
| Loans ÷ deposits | 68.7% | 64.8% (stronger) |
| Uninsured deposits | 45.2% | 5.8% (stronger) |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Deerwood Bank leads on 2 and Think Mutual Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.