Side-by-side · Q2 2026 data
Del Norte Credit Union vs Guadalupe Credit Union
Metric by metric
| Measure | Del Norte Credit Union | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 44 | 75 (stronger) |
| Loan quality | 85 (stronger) | 48 |
| Earnings | 51 | 60 (stronger) |
| Funding & liquidity | 83 | 89 (stronger) |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 44th | 45th |
| Total assets | $1.5B | $348.2M |
| Deposits / shares | $1.3B | $299.9M |
| Capital ratio | 9.43% | 12.51% (stronger) |
| Problem loans | 0.45% (stronger) | 1.57% |
| Net charge-offs | 1.00% | 0.67% (stronger) |
| Return on assets | 0.78% | 1.01% (stronger) |
| Loans ÷ deposits | 75.5% | 71.0% (stronger) |
| Uninsured deposits | 16.9% | 10.7% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | — |
Guadalupe Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Del Norte Credit Union leads on 1 and Guadalupe Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.