Side-by-side · Q2 2026 data
Delta Schools Federal Credit Union vs Numerica Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Delta Schools Federal Credit Union | Numerica Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 57 | 70 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 67 (stronger) | 60 |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 72nd |
| Total assets | $66.5M | $4.3B |
| Deposits / shares | $59.0M | $3.7B |
| Capital ratio | 10.74% | 12.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.35% |
| Net charge-offs | 0.05% (stronger) | 0.23% |
| Return on assets | 1.18% (stronger) | 1.00% |
| Loans ÷ deposits | 49.9% (stronger) | 96.0% |
| Uninsured deposits | 0.9% (stronger) | 16.8% |
| Offices | 3 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.5% |
Delta Schools Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Delta Schools Federal Credit Union leads on 6 and Numerica Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.