Side-by-side · Q2 2026 data
Delta Schools Federal Credit Union vs Spokane City Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Delta Schools Federal Credit Union | Spokane City Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 57 (stronger) | 56 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 67 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 68th | 38th |
| Total assets | $66.5M | $65.9M |
| Deposits / shares | $59.0M | $58.4M |
| Capital ratio | 10.74% (stronger) | 10.62% |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.05% (stronger) | 0.20% |
| Return on assets | 1.18% (stronger) | 0.43% |
| Loans ÷ deposits | 49.9% (stronger) | 85.8% |
| Uninsured deposits | 0.9% (stronger) | 3.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Schools Federal Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Delta Schools Federal Credit Union leads on 7 and Spokane City Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.