Side-by-side · Q2 2026 data
DeMotte State Bank vs First Federal Savings Bank
Metric by metric
| Measure | DeMotte State Bank | First Federal Savings Bank |
|---|---|---|
| TellerScore | 54 | 54 |
| Capital cushion | 69 (stronger) | 55 |
| Loan quality | 0 | 37 (stronger) |
| Earnings | 69 | 71 (stronger) |
| Funding & liquidity | 92 (stronger) | 43 |
| Problem-loan coverage | 61 | 74 (stronger) |
| Peer percentile | 10th | 10th |
| Total assets | $622.0M | $553.6M |
| Deposits / shares | $514.9M | $459.9M |
| Capital ratio | 11.85% (stronger) | 10.46% |
| Problem loans | 3.55% | 1.88% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.23% | 1.27% (stronger) |
| Loans ÷ deposits | 49.4% (stronger) | 89.8% |
| Uninsured deposits | 22.1% (stronger) | 39.7% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 6.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), DeMotte State Bank leads on 4 and First Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.