Side-by-side · Q2 2026 data
DeMotte State Bank vs U S #1364 Federal Credit Union
Metric by metric
| Measure | DeMotte State Bank | U S #1364 Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 76 (stronger) |
| Capital cushion | 69 | 86 (stronger) |
| Loan quality | 0 | 63 (stronger) |
| Earnings | 69 (stronger) | 52 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 61 | 93 (stronger) |
| Peer percentile | 10th | 68th |
| Total assets | $622.0M | $222.4M |
| Deposits / shares | $514.9M | $192.4M |
| Capital ratio | 11.85% | 13.59% (stronger) |
| Problem loans | 3.55% | 1.12% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.24% |
| Return on assets | 1.23% (stronger) | 0.79% |
| Loans ÷ deposits | 49.4% | 46.7% (stronger) |
| Uninsured deposits | 22.1% | 5.8% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
U S #1364 Federal Credit Union has the higher TellerScore (76 vs 54). On the 7 directional measures above (where higher or lower is clearly better), DeMotte State Bank leads on 2 and U S #1364 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.