Side-by-side · Q2 2026 data
Dewey Bank vs Vermont State Bank
Metric by metric
| Measure | Dewey Bank | Vermont State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 71 | 96 (stronger) |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 63rd | 48th |
| Total assets | $30.3M | $31.0M |
| Deposits / shares | $25.3M | $21.0M |
| Capital ratio | 10.58% | 28.17% (stronger) |
| Problem loans | 0.06% (stronger) | 5.08% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.62% | 6.34% (stronger) |
| Loans ÷ deposits | 86.2% | 64.2% (stronger) |
| Uninsured deposits | 18.2% | 5.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dewey Bank has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Dewey Bank leads on 3 and Vermont State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.