Side-by-side · Q2 2026 data
Diamond Bank vs Central Bank
Metric by metric
| Measure | Diamond Bank | Central Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 34 |
| Capital cushion | 50 (stronger) | 44 |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 77 (stronger) | 64 |
| Funding & liquidity | 66 (stronger) | 42 |
| Problem-loan coverage | 89 (stronger) | 14 |
| Peer percentile | 40th | 1st |
| Total assets | $957.2M | $954.6M |
| Deposits / shares | $838.4M | $743.4M |
| Capital ratio | 9.99% (stronger) | 9.37% |
| Problem loans | 0.58% (stronger) | 4.76% |
| Net charge-offs | 0.01% (stronger) | 0.68% |
| Return on assets | 1.42% (stronger) | 1.09% |
| Loans ÷ deposits | 88.6% (stronger) | 108.9% |
| Uninsured deposits | 20.4% (stronger) | 23.3% |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 3.2% |
Diamond Bank has the higher TellerScore (69 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Diamond Bank leads on 7 and Central Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.