Side-by-side · Q2 2026 data
Diamond Bank vs Chambers Bank
Metric by metric
| Measure | Diamond Bank | Chambers Bank |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 50 | 76 (stronger) |
| Loan quality | 81 | 92 (stronger) |
| Earnings | 77 | 91 (stronger) |
| Funding & liquidity | 66 (stronger) | 46 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 40th | 91st |
| Total assets | $957.2M | $1.6B |
| Deposits / shares | $838.4M | $1.3B |
| Capital ratio | 9.99% | 12.57% (stronger) |
| Problem loans | 0.58% | 0.23% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.42% | 1.76% (stronger) |
| Loans ÷ deposits | 88.6% | 86.7% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 40.2% |
| Offices | 14 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 11.0% |
Chambers Bank has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Diamond Bank leads on 2 and Chambers Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hot Springs, AR
- Russellville, AR
- Mena, AR