Side-by-side · Q2 2026 data
Diamond Bank vs Southern Bancorp Bank
Metric by metric
| Measure | Diamond Bank | Southern Bancorp Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 50 | 69 (stronger) |
| Loan quality | 81 (stronger) | 53 |
| Earnings | 77 (stronger) | 56 |
| Funding & liquidity | 66 (stronger) | 49 |
| Problem-loan coverage | 89 (stronger) | 84 |
| Peer percentile | 40th | 24th |
| Total assets | $957.2M | $3.0B |
| Deposits / shares | $838.4M | $2.3B |
| Capital ratio | 9.99% | 11.85% (stronger) |
| Problem loans | 0.58% (stronger) | 1.42% |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 1.42% (stronger) | 0.89% |
| Loans ÷ deposits | 88.6% | 83.8% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 39.2% |
| Offices | 14 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 12.4% |
Diamond Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Diamond Bank leads on 5 and Southern Bancorp Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hot Springs, AR
- Glenwood, AR
- Mount Ida, AR