Side-by-side · Q2 2026 data
Dieterich Bank vs Crossroads Bank
Metric by metric
| Measure | Dieterich Bank | Crossroads Bank |
|---|---|---|
| TellerScore | 46 | 93 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 38 | 98 (stronger) |
| Earnings | 47 | 76 (stronger) |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 66 | 99 (stronger) |
| Peer percentile | 5th | 98th |
| Total assets | $1.6B | $234.7M |
| Deposits / shares | $1.3B | $195.0M |
| Capital ratio | 8.42% | 15.97% (stronger) |
| Problem loans | 1.87% | 0.06% (stronger) |
| Net charge-offs | 0.48% | 0.00% (stronger) |
| Return on assets | 0.68% | 1.39% (stronger) |
| Loans ÷ deposits | 78.0% | 71.9% (stronger) |
| Uninsured deposits | 30.0% | 10.4% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Crossroads Bank has the higher TellerScore (93 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Dieterich Bank leads on 0 and Crossroads Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.