Side-by-side · Q2 2026 data
Dieterich Bank vs Providence Bank & Trust
Metric by metric
| Measure | Dieterich Bank | Providence Bank & Trust |
|---|---|---|
| TellerScore | 46 | 81 (stronger) |
| Capital cushion | 34 | 65 (stronger) |
| Loan quality | 38 | 100 (stronger) |
| Earnings | 47 | 85 (stronger) |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 66 | 98 (stronger) |
| Peer percentile | 5th | 91st |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 8.42% | 11.50% (stronger) |
| Problem loans | 1.87% | 0.01% (stronger) |
| Net charge-offs | 0.48% | -0.00% (stronger) |
| Return on assets | 0.68% | 1.64% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 79.5% |
| Uninsured deposits | 30.0% (stronger) | 30.1% |
| Offices | 16 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Providence Bank & Trust has the higher TellerScore (81 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Dieterich Bank leads on 2 and Providence Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.