Side-by-side · Q2 2026 data
District 58 Federal Credit Union vs Old Spanish Trail Credit Union
Metric by metric
| Measure | District 58 Federal Credit Union | Old Spanish Trail Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 | 90 (stronger) |
| Earnings | 41 (stronger) | 27 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 65th | 57th |
| Total assets | $6.1M | $5.5M |
| Deposits / shares | $5.1M | $3.8M |
| Capital ratio | 16.18% | 30.51% (stronger) |
| Problem loans | 0.48% | 0.31% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.48% |
| Return on assets | 0.53% (stronger) | 0.16% |
| Loans ÷ deposits | 86.2% (stronger) | 97.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
District 58 Federal Credit Union has the higher TellerScore (80 vs 77). On the 6 directional measures above (where higher or lower is clearly better), District 58 Federal Credit Union leads on 4 and Old Spanish Trail Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.