TellerScore

Side-by-side · Q2 2026 data

DLP Bank vs Community Bank of the South

Bank

DLP Bank

Starke, Florida · $100 million – $1 billion

74of 100
Strong

Bank

Community Bank of the South

Merritt Island, Florida · $100 million – $1 billion

67of 100
Moderate

Metric by metric

MeasureDLP BankCommunity Bank of the South
TellerScore74 (stronger)67
Capital cushion100 (stronger)45
Loan quality52100 (stronger)
Earnings5354 (stronger)
Funding & liquidity73 (stronger)50
Problem-loan coverage91100 (stronger)
Peer percentile57th34th
Total assets$301.4M$266.5M
Deposits / shares$241.5M$242.8M
Capital ratio15.32% (stronger)9.49%
Problem loans1.45%0.00% (stronger)
Net charge-offs0.10%0.00% (stronger)
Return on assets0.84%0.85% (stronger)
Loans ÷ deposits48.3%31.9% (stronger)
Uninsured deposits39.7% (stronger)64.8%
Offices33
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

DLP Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), DLP Bank leads on 3 and Community Bank of the South on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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