Side-by-side · Q2 2026 data
DLP Bank vs First Colony Bank of Florida
Metric by metric
| Measure | DLP Bank | First Colony Bank of Florida |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 52 | 94 (stronger) |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 57th | 75th |
| Total assets | $301.4M | $291.1M |
| Deposits / shares | $241.5M | $262.4M |
| Capital ratio | 15.32% (stronger) | 9.94% |
| Problem loans | 1.45% | 0.17% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.84% | 2.07% (stronger) |
| Loans ÷ deposits | 48.3% (stronger) | 75.5% |
| Uninsured deposits | 39.7% | 23.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), DLP Bank leads on 2 and First Colony Bank of Florida on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.