Side-by-side · Q2 2026 data
DLP Bank vs First Federal Bank
Metric by metric
| Measure | DLP Bank | First Federal Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 52 (stronger) | 1 |
| Earnings | 53 | 68 (stronger) |
| Funding & liquidity | 73 (stronger) | 72 |
| Problem-loan coverage | 91 (stronger) | 82 |
| Peer percentile | 57th | 7th |
| Total assets | $301.4M | $4.5B |
| Deposits / shares | $241.5M | $3.4B |
| Capital ratio | 15.32% (stronger) | 10.83% |
| Problem loans | 1.45% (stronger) | 2.96% |
| Net charge-offs | 0.10% (stronger) | 0.11% |
| Return on assets | 0.84% | 1.19% (stronger) |
| Loans ÷ deposits | 48.3% | 41.4% (stronger) |
| Uninsured deposits | 39.7% (stronger) | 40.7% |
| Offices | 3 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.5% |
DLP Bank has the higher TellerScore (74 vs 50). On the 7 directional measures above (where higher or lower is clearly better), DLP Bank leads on 5 and First Federal Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Starke, FL