Side-by-side · Q2 2026 data
DLP Bank vs Florida Credit Union
Metric by metric
| Measure | DLP Bank | Florida Credit Union |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 52 | 73 (stronger) |
| Earnings | 53 | 77 (stronger) |
| Funding & liquidity | 73 (stronger) | 64 |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 57th | 75th |
| Total assets | $301.4M | $2.8B |
| Deposits / shares | $241.5M | $2.4B |
| Capital ratio | 15.32% (stronger) | 12.70% |
| Problem loans | 1.45% | 0.80% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.97% |
| Return on assets | 0.84% | 1.42% (stronger) |
| Loans ÷ deposits | 48.3% (stronger) | 96.3% |
| Uninsured deposits | 39.7% | 12.1% (stronger) |
| Offices | 3 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 70.0% |
Florida Credit Union has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), DLP Bank leads on 3 and Florida Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Starke, FL