Side-by-side · Q2 2026 data
Douglas National Bank vs Classic City Bank
Metric by metric
| Measure | Douglas National Bank | Classic City Bank |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 51 (stronger) | 48 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 72nd | 77th |
| Total assets | $326.9M | $314.3M |
| Deposits / shares | $294.7M | $277.8M |
| Capital ratio | 10.33% | 11.04% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 3.51% (stronger) | 2.11% |
| Loans ÷ deposits | 84.8% | 72.5% (stronger) |
| Uninsured deposits | 37.2% (stronger) | 50.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Classic City Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Douglas National Bank leads on 2 and Classic City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.