TellerScore

Side-by-side · Q2 2026 data

Dow Credit Union vs Advia Credit Union

Credit union

Dow Credit Union

Midland, Michigan · $1 billion – $10 billion

73of 100
Strong

Credit union

Advia Credit Union

Kalamazoo, Michigan · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureDow Credit UnionAdvia Credit Union
TellerScore73 (stronger)64
Capital cushion51 (stronger)47
Loan quality90 (stronger)77
Earnings5064 (stronger)
Funding & liquidity100 (stronger)63
Problem-loan coverage97 (stronger)88
Peer percentile70th36th
Total assets$2.6B$4.1B
Deposits / shares$2.3B$3.3B
Capital ratio10.07% (stronger)9.73%
Problem loans0.29% (stronger)0.70%
Net charge-offs0.44% (stronger)0.46%
Return on assets0.76%1.10% (stronger)
Loans ÷ deposits52.4% (stronger)97.2%
Uninsured deposits8.1% (stronger)11.6%
Offices213
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)11.1%—

Dow Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dow Credit Union leads on 6 and Advia Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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