Side-by-side · Q2 2026 data
Dow Credit Union vs Community Choice Credit Union
Credit union
Community Choice Credit Union
Farmington Hill, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Dow Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 51 (stronger) | 45 |
| Loan quality | 90 (stronger) | 75 |
| Earnings | 50 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 70th | 47th |
| Total assets | $2.6B | $2.1B |
| Deposits / shares | $2.3B | $1.8B |
| Capital ratio | 10.07% (stronger) | 9.52% |
| Problem loans | 0.29% (stronger) | 0.75% |
| Net charge-offs | 0.44% (stronger) | 0.62% |
| Return on assets | 0.76% | 1.35% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 87.3% |
| Uninsured deposits | 8.1% (stronger) | 15.3% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Dow Credit Union has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Dow Credit Union leads on 6 and Community Choice Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.