Side-by-side · Q2 2026 data
Dow Credit Union vs Lake Huron Credit Union
Metric by metric
| Measure | Dow Credit Union | Lake Huron Credit Union |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 51 | 98 (stronger) |
| Loan quality | 90 (stronger) | 58 |
| Earnings | 50 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 70th | 49th |
| Total assets | $2.6B | $81.5M |
| Deposits / shares | $2.3B | $66.9M |
| Capital ratio | 10.07% | 14.80% (stronger) |
| Problem loans | 0.29% (stronger) | 1.25% |
| Net charge-offs | 0.44% | 0.13% (stronger) |
| Return on assets | 0.76% | 0.92% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 94.6% |
| Uninsured deposits | 8.1% | 5.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 56.5% |
Lake Huron Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Dow Credit Union leads on 2 and Lake Huron Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.