Side-by-side · Q2 2026 data
Dow Credit Union vs Lake Trust Credit Union
Metric by metric
| Measure | Dow Credit Union | Lake Trust Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 62 |
| Capital cushion | 51 | 58 (stronger) |
| Loan quality | 90 (stronger) | 65 |
| Earnings | 50 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 70th | 30th |
| Total assets | $2.6B | $2.9B |
| Deposits / shares | $2.3B | $2.5B |
| Capital ratio | 10.07% | 10.84% (stronger) |
| Problem loans | 0.29% (stronger) | 1.06% |
| Net charge-offs | 0.44% (stronger) | 0.66% |
| Return on assets | 0.76% (stronger) | 0.70% |
| Loans ÷ deposits | 52.4% (stronger) | 86.6% |
| Uninsured deposits | 8.1% (stronger) | 19.4% |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | 44.1% |
Dow Credit Union has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Dow Credit Union leads on 6 and Lake Trust Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.