Side-by-side · Q2 2026 data
Doy Federal Credit Union vs Associated School Employees Credit Union
Credit union
Associated School Employees Credit Union
Youngstown, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Doy Federal Credit Union | Associated School Employees Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 91 (stronger) | 53 |
| Loan quality | 92 (stronger) | 90 |
| Earnings | 50 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 77th | 51st |
| Total assets | $70.8M | $222.1M |
| Deposits / shares | $60.8M | $198.6M |
| Capital ratio | 14.12% (stronger) | 10.26% |
| Problem loans | 0.25% (stronger) | 0.30% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 0.75% | 1.14% (stronger) |
| Loans ÷ deposits | 44.9% (stronger) | 98.5% |
| Uninsured deposits | 4.5% | 0.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Doy Federal Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Doy Federal Credit Union leads on 5 and Associated School Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.