Side-by-side · Q2 2026 data
Dream First Bank, National Association vs Community National Bank
Metric by metric
| Measure | Dream First Bank, National Association | Community National Bank |
|---|---|---|
| TellerScore | 55 | 67 (stronger) |
| Capital cushion | 47 | 47 |
| Loan quality | 38 | 51 (stronger) |
| Earnings | 63 | 86 (stronger) |
| Funding & liquidity | 79 | 98 (stronger) |
| Problem-loan coverage | 73 | 82 (stronger) |
| Peer percentile | 11th | 34th |
| Total assets | $963.7M | $853.1M |
| Deposits / shares | $850.4M | $772.6M |
| Capital ratio | 9.69% (stronger) | 9.66% |
| Problem loans | 1.86% | 1.47% (stronger) |
| Net charge-offs | 0.13% | 0.01% (stronger) |
| Return on assets | 1.07% | 1.65% (stronger) |
| Loans ÷ deposits | 76.9% | 49.1% (stronger) |
| Uninsured deposits | 18.7% | 17.3% (stronger) |
| Offices | 13 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
Community National Bank has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dream First Bank, National Association leads on 1 and Community National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.