Side-by-side · Q2 2026 data
Dream First Bank, National Association vs Grant County Bank
Metric by metric
| Measure | Dream First Bank, National Association | Grant County Bank |
|---|---|---|
| TellerScore | 55 | 69 (stronger) |
| Capital cushion | 47 | 83 (stronger) |
| Loan quality | 38 (stronger) | 31 |
| Earnings | 63 | 91 (stronger) |
| Funding & liquidity | 79 (stronger) | 68 |
| Problem-loan coverage | 73 | 82 (stronger) |
| Peer percentile | 11th | 40th |
| Total assets | $963.7M | $298.3M |
| Deposits / shares | $850.4M | $251.7M |
| Capital ratio | 9.69% | 13.32% (stronger) |
| Problem loans | 1.86% (stronger) | 2.07% |
| Net charge-offs | 0.13% | -0.57% (stronger) |
| Return on assets | 1.07% | 1.79% (stronger) |
| Loans ÷ deposits | 76.9% | 67.4% (stronger) |
| Uninsured deposits | 18.7% (stronger) | 36.9% |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grant County Bank has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dream First Bank, National Association leads on 2 and Grant County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garden City, KS
- Ulysses, KS