Side-by-side · Q2 2026 data
Dugood Federal Credit Union vs McT Credit Union
Metric by metric
| Measure | Dugood Federal Credit Union | McT Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 84 (stronger) | 51 |
| Loan quality | 97 (stronger) | 90 |
| Earnings | 76 (stronger) | 39 |
| Funding & liquidity | 80 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 91st | 48th |
| Total assets | $609.4M | $415.2M |
| Deposits / shares | $520.8M | $363.0M |
| Capital ratio | 13.37% (stronger) | 10.10% |
| Problem loans | 0.09% (stronger) | 0.29% |
| Net charge-offs | 0.19% | 0.12% (stronger) |
| Return on assets | 1.41% (stronger) | 0.49% |
| Loans ÷ deposits | 80.3% | 70.2% (stronger) |
| Uninsured deposits | 8.4% | 0.0% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.5% | 14.4% |
Dugood Federal Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Dugood Federal Credit Union leads on 4 and McT Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.