Side-by-side · Q2 2026 data
Eagle Bank and Trust Company vs Citizens' Bank & Trust Co.
Metric by metric
| Measure | Eagle Bank and Trust Company | Citizens' Bank & Trust Co. |
|---|---|---|
| TellerScore | 83 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 78 | 93 (stronger) |
| Earnings | 62 | 82 (stronger) |
| Funding & liquidity | 76 | 81 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 84th | 82nd |
| Total assets | $505.7M | $566.4M |
| Deposits / shares | $433.0M | $503.2M |
| Capital ratio | 16.35% (stronger) | 11.78% |
| Problem loans | 0.65% | 0.20% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.10% |
| Return on assets | 1.04% | 1.55% (stronger) |
| Loans ÷ deposits | 51.6% (stronger) | 60.8% |
| Uninsured deposits | 37.0% | 31.2% (stronger) |
| Offices | 13 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Eagle Bank and Trust Company has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Eagle Bank and Trust Company leads on 4 and Citizens' Bank & Trust Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.