Side-by-side · Q2 2026 data
Eagle Bank and Trust Company vs Cross Bank
Metric by metric
| Measure | Eagle Bank and Trust Company | Cross Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 78 (stronger) | 18 |
| Earnings | 62 | 97 (stronger) |
| Funding & liquidity | 76 (stronger) | 51 |
| Problem-loan coverage | 95 (stronger) | 62 |
| Peer percentile | 84th | 10th |
| Total assets | $505.7M | $593.5M |
| Deposits / shares | $433.0M | $480.7M |
| Capital ratio | 16.35% (stronger) | 10.45% |
| Problem loans | 0.65% (stronger) | 2.47% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.04% | 1.91% (stronger) |
| Loans ÷ deposits | 51.6% (stronger) | 97.7% |
| Uninsured deposits | 37.0% | 26.0% (stronger) |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 1.2% |
Eagle Bank and Trust Company has the higher TellerScore (83 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Eagle Bank and Trust Company leads on 4 and Cross Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.