Side-by-side · Q2 2026 data
Eagle Bank and Trust Company vs First Community Bank
Metric by metric
| Measure | Eagle Bank and Trust Company | First Community Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 78 | 90 (stronger) |
| Earnings | 62 | 73 (stronger) |
| Funding & liquidity | 76 (stronger) | 42 |
| Problem-loan coverage | 95 (stronger) | 69 |
| Peer percentile | 84th | 27th |
| Total assets | $505.7M | $3.6B |
| Deposits / shares | $433.0M | $2.9B |
| Capital ratio | 16.35% (stronger) | 9.04% |
| Problem loans | 0.65% | 0.31% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.14% |
| Return on assets | 1.04% | 1.32% (stronger) |
| Loans ÷ deposits | 51.6% (stronger) | 101.8% |
| Uninsured deposits | 37.0% | 29.5% (stronger) |
| Offices | 13 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 6.5% |
Eagle Bank and Trust Company has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Eagle Bank and Trust Company leads on 4 and First Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.