Side-by-side · Q2 2026 data
Eagle Valley Bank vs Crossroads Bank
Metric by metric
| Measure | Eagle Valley Bank | Crossroads Bank |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 80 | 98 (stronger) |
| Earnings | 84 (stronger) | 76 |
| Funding & liquidity | 67 | 88 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 50th | 98th |
| Total assets | $229.6M | $234.7M |
| Deposits / shares | $203.0M | $195.0M |
| Capital ratio | 10.44% | 15.97% (stronger) |
| Problem loans | 0.60% | 0.06% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.60% (stronger) | 1.39% |
| Loans ÷ deposits | 93.3% | 71.9% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 10.4% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Bank has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Eagle Valley Bank leads on 2 and Crossroads Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.