Side-by-side · Q2 2026 data
Eagle Valley Bank vs First Bank and Trust Company of Illinois
Metric by metric
| Measure | Eagle Valley Bank | First Bank and Trust Company of Illinois |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 84 (stronger) | 77 |
| Funding & liquidity | 67 | 72 (stronger) |
| Problem-loan coverage | 91 (stronger) | 45 |
| Peer percentile | 50th | 20th |
| Total assets | $229.6M | $228.6M |
| Deposits / shares | $203.0M | $189.5M |
| Capital ratio | 10.44% | 15.91% (stronger) |
| Problem loans | 0.60% (stronger) | 8.37% |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.60% (stronger) | 1.43% |
| Loans ÷ deposits | 93.3% | 67.2% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 34.3% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eagle Valley Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Eagle Valley Bank leads on 4 and First Bank and Trust Company of Illinois on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.