Side-by-side · Q2 2026 data
East River Federal Credit Union vs Dakota Plains Federal Credit Union
Credit union
East River Federal Credit Union
Madison, South Dakota · Under $100 million in assets
Credit union
Dakota Plains Federal Credit Union
Lemmon, South Dakota · Under $100 million in assets
Metric by metric
| Measure | East River Federal Credit Union | Dakota Plains Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 61 (stronger) | 41 |
| Loan quality | 60 | 81 (stronger) |
| Earnings | 66 (stronger) | 65 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 42nd | 36th |
| Total assets | $41.9M | $84.4M |
| Deposits / shares | $37.1M | $75.8M |
| Capital ratio | 11.12% (stronger) | 9.13% |
| Problem loans | 1.19% | 0.56% (stronger) |
| Net charge-offs | 0.48% | 0.27% (stronger) |
| Return on assets | 1.16% (stronger) | 1.13% |
| Loans ÷ deposits | 42.6% (stronger) | 72.1% |
| Uninsured deposits | 0.8% (stronger) | 10.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
East River Federal Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), East River Federal Credit Union leads on 5 and Dakota Plains Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.